Clear advice for the people and plans your income supports.
Kumusta, I’m Adrian—a Certified Investment Advisor and licensed financial advisor. I help Filipino families and business owners understand what they may need, what they already have, and what their budget can realistically carry.
“A client should understand why a plan is being recommended, what it costs, and what it does not cover. If I cannot explain those clearly, the conversation is not finished.”
Professional credentials
- Certified Investment Advisor (CIA)
- 100% persistency rating for 5 straight years
- Youngest Unit Manager, district-wide
- Active Life and Variable insurance licenses
Three rules I follow in every client conversation
Simple standards that keep recommendations understandable, practical, and within a budget the client can maintain.
The 3-sentence rule
If a plan can't be explained in three plain sentences, it doesn't get recommended. No hiding behind riders and jargon — you understand exactly what you're paying for before you pay for it.
Budget-first planning
Protection must never break your monthly cashflow. We start where the budget honestly is — even ₱50 a day — and scale as income grows. A lapsed plan protects no one.
Every option on the table
Clients always see the cheaper alternative, including simple term insurance. Commissions never decide the recommendation — and a persistency record clients keep for years proves it.
Built for the people carrying the paycheck
Different life stages carry different risks. The planning approach adapts, while the numbers and trade-offs stay clear enough to explain to the people who depend on you.
Families & parents
Income replacement if the breadwinner is lost, education funds that mature on your child's schedule, and the estate basics most families keep putting off.
Check my gapCorporate professionals
HMO gap coverage for what the company plan won't pay, critical illness reserves that outlast employment, and retirement acceleration beyond SSS.
Check my gapOFWs
Healthy remittance boundaries, wealth preservation while you earn abroad, and a permanent homecoming plan with an actual date on it.
Check my gapBusiness owners & entrepreneurs
Key-person protection, business continuity if illness sidelines the owner, and a clean wall between the business's money and the family's safety net.
Check my gapThe journey so far
Licensed financial advisor
Passed the Insurance Commission licensing requirements and began advising Filipino families under Pru Life UK & Eastspring Investments.
Certified Investment Advisor
Earned the CIA designation — formal training in investment advisory that keeps recommendations grounded in analysis, not sales quotas.
Long-term client persistency
Maintained a 100% persistency rating for five straight years by helping clients choose plans they can understand and sustain.
Youngest Unit Manager
Became the district's youngest Unit Manager, now mentoring a team of advisors held to the same three principles.
Ready to calculate your real financial protection numbers?
The 2-minute Readiness Assessment reviews your dependency risks, estimates your critical illness reserve, and shows a starter protection range that fits your actual budget — free, and no contact details needed to see your result.