Protecting health and wealth. Helping you get the most out of life.
Kumusta! I'm Adrian — a Certified Investment Advisor (CIA) and licensed financial advisor. I'm committed to helping individuals, families, and business owners achieve financial security through trusted insurance and investment solutions, explained in plain language and sized to real budgets.
"Too many advisors act as high-pressure, commission-hungry salespeople. They focus on complex riders you don't understand, or push investments that don't match your risk appetite. I founded my advisory on one rule: if I can't explain a protection plan in three direct sentences, I won't recommend it."
Professional credentials
- Certified Investment Advisor (CIA)
- 100% persistency rating for 5 straight years
- Youngest Unit Manager, district-wide
- MDRT-PCA 2023
Three principles of honest wealth planning
Strict ethical rules that keep a family's savings secure — without breaking the monthly budget.
The 3-sentence rule
If a plan can't be explained in three plain sentences, it doesn't get recommended. No hiding behind riders and jargon — you understand exactly what you're paying for before you pay for it.
Budget-first planning
Protection must never break your monthly cashflow. We start where the budget honestly is — even ₱50 a day — and scale as income grows. A lapsed plan protects no one.
Every option on the table
Clients always see the cheaper alternative, including simple term insurance. Commissions never decide the recommendation — and a persistency record clients keep for years proves it.
Built for the people carrying the paycheck
Different life stages carry different risks. The planning approach adapts; the honesty doesn't — and everything is explained in minutes, not meetings, for busy people who don't have time for 40-page proposals.
Families & parents
Income replacement if the breadwinner is lost, education funds that mature on your child's schedule, and the estate basics most families keep putting off.
Check my gapCorporate professionals
HMO gap coverage for what the company plan won't pay, critical illness reserves that outlast employment, and retirement acceleration beyond SSS.
Check my gapOFWs
Healthy remittance boundaries, wealth preservation while you earn abroad, and a permanent homecoming plan with an actual date on it.
Check my gapBusiness owners & entrepreneurs
Key-person protection, business continuity if illness sidelines the owner, and a clean wall between the business's money and the family's safety net.
Check my gapThe journey so far
Licensed financial advisor
Passed the Insurance Commission licensing requirements and began advising Filipino families under Pru Life UK & Eastspring Investments.
Certified Investment Advisor
Earned the CIA designation — formal training in investment advisory that keeps recommendations grounded in analysis, not sales quotas.
MDRT-PCA 2023 · 100% persistency
Qualified for MDRT-PCA 2023 while holding a 100% persistency rating — clients keep the plans recommended to them.
Youngest Unit Manager
Became the district's youngest Unit Manager, now mentoring a team of advisors held to the same three principles.
Ready to calculate your real financial protection numbers?
The 2-minute Readiness Assessment reviews your dependency risks, estimates your critical illness reserve, and shows a starter protection range that fits your actual budget — free, and no contact details needed to see your result.